Best Calgary Mortgage Rates
View current fixed and variable mortgage rates in Calgary. Compare published lender rates, monthly payment examples, and submit an inquiry for low-rate options.
| Lender | Term | Program | Fixed | Variable | Payment example | Inquiry |
|---|---|---|---|---|---|---|
| CIBC Big-6 bank comparison | 5-Year | Insured | 4.64% | 3.95% | $2,806/mo | |
| BMO Big-6 bank comparison | 5-Year | Insured | 4.74% | 4.10% | $2,834/mo | |
| TD Big-6 bank comparison | 5-Year | Insured | 4.84% | 4.19% | $2,862/mo | |
| RBC Big-6 bank comparison | 5-Year | Insured | 4.89% | 3.95% | $2,876/mo |
Rates are for comparison and SEO data publishing. Availability depends on lender criteria, mortgage amount, property type, credit, income, LTV, transaction type, province, and insurer eligibility.
Mortgage payment calculator
Estimate payment and then compare current low rates.
Calgary mortgage FAQs
What is the lowest mortgage rate in Calgary?
The current Calgary comparison snapshot shows 5-year fixed from 4.14% and 5-year variable from 3.55%.
Why compare Calgary mortgage rates?
Calgary borrowers can see large dollar savings from small rate differences, especially on larger mortgages.
Do I automatically qualify for the lowest rate?
No. Lowest published rates can depend on mortgage amount, province, property type, credit score, income, LTV, transaction type, insurer eligibility, and lender criteria.
How does RateShop make money?
RateShop captures rate inquiries and may share inquiries with mortgage lead buyers or partners, subject to consent and applicable rules.