Mortgage Calculators Canada
Easy Canadian mortgage calculators for payment, affordability, renewal, refinance, stress test, GDS/TDS, LTV, insurance, land transfer tax, HELOC and more.
Closing Cost Calculator
Estimate low, typical and high closing cost ranges for a Canadian home purchase.
Debt Consolidation Mortgage Calculator
Estimate cashflow when debts are consolidated into a mortgage refinance.
Fixed vs Variable Mortgage Calculator
Compare estimated fixed and variable mortgage payments side by side.
GDS TDS Calculator
Calculate GDS and TDS ratios using mortgage payment, income, taxes, heat, condo fees and debt payments.
HELOC Calculator
Estimate interest-only monthly payment for a home equity line of credit.
Land Transfer Tax Calculator Ontario
Estimate Ontario land transfer tax for a purchase price.
LTV Calculator
Calculate loan-to-value ratio and equity from mortgage amount and property value.
Mortgage Affordability Calculator
Estimate how much mortgage you may afford using income, down payment, debt, taxes, heat and condo fees.
Mortgage Insurance Calculator
Estimate default mortgage insurance premium from purchase price and down payment.
Mortgage Payment Calculator
Calculate monthly mortgage payments and compare current low fixed and variable rates.
Mortgage Penalty Calculator
Estimate a simple mortgage prepayment penalty using balance, rate and interest months.
Mortgage Prepayment Calculator
Estimate extra principal paid through monthly mortgage prepayments.
Mortgage Refinance Calculator
Estimate refinance payment changes, simple penalty estimate and cashflow impact.
Mortgage Renewal Calculator
Compare your current bank renewal offer against lower mortgage rates and estimate payment difference.
Mortgage Stress Test Calculator
Estimate the Canadian mortgage stress-test payment using contract rate plus 2% or 5.25%.